We may earn a commission when readers sign up through partner links. Rankings reflect our published methodology, not advertiser fees.

UnitedHealthcare

Coverage guide

UnitedHealthcare commercial plans typically cover Wegovy and Zepbound with prior authorization and BMI criteria (≥30, or ≥27 with …

Anthem Blue Cross Blue Shield

Coverage guide

Anthem BCBS plans generally cover GLP-1s for FDA-approved indications with prior authorization. Coverage varies significantly by e…

Aetna

Coverage guide

Aetna commercial plans cover Wegovy and Zepbound with prior authorization. CVS Caremark formulary status is a key signal for Aetna…

Cigna

Coverage guide

Cigna covers Wegovy with prior authorization. Zepbound coverage varies significantly across Cigna and Express Scripts plans.…

Kaiser Permanente

Coverage guide

Kaiser members access GLP-1s through Kaiser physicians and pharmacies. Coverage requires meeting Kaiser's clinical criteria and go…

Medicare Part D

Coverage guide

Medicare historically excluded weight-loss drugs by statute. CMS guidance has expanded coverage when GLP-1s are prescribed for FDA…

TRICARE

Coverage guide

TRICARE covers Wegovy and Zepbound for active duty, retirees, and dependents who meet BMI and comorbidity criteria. Express Script…

Humana

Coverage guide

Humana coverage varies significantly between Medicare Advantage and commercial plans. Check the plan-specific formulary.…

Blue Shield of California

Coverage guide

Blue Shield of California commercial plans cover Wegovy and Zepbound with prior authorization. Coverage varies by employer group.…

Molina Healthcare

Coverage guide

Molina is a Medicaid-focused payer. Coverage for weight-loss GLP-1s varies by state Medicaid program. Some state Medicaid programs…

What if my insurance denies?

If your plan excludes weight-loss drugs or denies prior authorization, compounded GLP-1s through telehealth are typically $199–$499/month, vs $1,000+ for brand-name. See our provider rankings or our insurance checker tool.